Currency and travelers cheques can be exchanged at airports or foreign exchange services, but the best exchange rate is to be found at any of the Canadian chartered banks. The major banks are: Bank of Montréal, Bank of Nova Scotia, Royal Bank, CIBC (Canadian Imperial Bank of Commerce), and Toronto Dominion Bank. Minimum hours of operation will be from 10 AM to 3 PM, Monday to Friday. Extended hours can be found in some cities.
Automated teller machines (ATMs) are common throughout Canada, and as well as being located at banks, they can be found in some grocery stores, gas stations, variety stores, shopping centres, bus depots, train stations and elsewhere.